We all know the importance of health insurance when life brings unexpected illnesses or injuries, big or small. Without that coverage, we could end up getting stuck with unmanageable bills and stress at a time when we don’t even want…
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Signing the lease for a new house or apartment is exciting - especially if it’s your first time renting your own space! Before you settle into life in your new home, make sure you’ve checked all the important to-do’s off…
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If you had to list everything you own in your home, could you do it? Would you be able to come up with receipts or serial numbers for each of your more expensive belongings? You might think you have a…
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Another year has started, and employers are preparing end of the year paperwork and must get ready to file their annual… OSHA 300A form! That is right, just like filing their annual tax returns, OSHA recordkeeping requirements state employers must…
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Remember the first time you bought car insurance? Did you spend time figuring out how it worked and what the best coverage options were for your specific situation, or did you get a couple of quotes and choose the cheapest…
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Yes, the state of Missouri will allow a sole-proprietor, LLC member, and owners of a corporation (if there are less than two owners and they are the only employees) to exclude themself from a worker’s compensation policy. However, the better…
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It’s the spookiest time of year - the fall air has turned crisp and cool, the leaves are changing colors, and houses across town are decorated with impressive displays of cobwebs and jack-o-lanterns. While we love getting frightfully festive during…
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In 2018, the state of Missouri ranked as the 12th highest state in deer related auto accidents. There were over 38,000 incidents which breaks down to 1 in every 110 drivers. If you find yourself in an unfortunate incident after…
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September is National Preparedness Month, and there’s no better time to make a disaster preparedness plan or review yours if you already have one in place. While you may have advance notice of some disasters, such as hurricanes, others can…
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One of the guaranteed facts of life is there will be a day where either: 1.) A friend/family member will ask to borrow your car, or 2.) You will need to borrow someone else’s car There are so many reasons…
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