Construction projects often involve a complex web of subcontractors, each contributing specialized skills and services. While subcontractors play a vital role in project execution — whether they provide trades like electricians and plumbers, site excavation, roofing, concrete finishing, or a…
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Imagine services for a city of nearly half a million people shuttered – nonemergency phone systems are inactive, weather monitoring and alarm systems don’t work on the brink of a severe winter storm, and data is being dumped onto the…
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Small businesses often face a myriad of challenges that can significantly impact their operations. One crucial aspect that can help mitigate risks and provide a safety net for small enterprises is insurance. If you own a small business and haven’t…
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This year, we’ve seen the landscape of worker safety evolve with emerging technologies, changing workplace dynamics, and a growing awareness of the importance of safeguarding employees. While safety trends have been steadily progressing, new challenges and opportunities are emerging for…
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Business insurance coverage is an essential aspect of protecting a company's assets and mitigating risks. However, the cost of business insurance can vary significantly from one company to another. Understanding the factors that drive insurance costs is crucial for businesses…
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If you’re a business owner in Missouri, you likely know that your company is required by law to carry workers’ compensation insurance if it employs five or more people, and construction companies are generally required to have it regardless of…
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Embarking on a construction project is an exciting and challenging endeavor. Whether you're constructing a residential property, a commercial building, or even a renovation project, it's crucial to safeguard your investment. One often overlooked aspect of construction projects is obtaining…
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You’ve probably noticed an increase in stories about companies (and people) getting hacked recently. As a business owner, you should be paying extra close attention to these trends. For a business, getting hacked isn’t just a hassle. It could also…
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So you have an insurance claim. Now what? Working in the insurance industry, the SBI team knows that the day you have to make an insurance claim is usually not the best day. But we also know that’s what insurance…
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While the team at SBI loves being industry experts and the work we get to do to help customers find the right coverage for them and their loved ones, we know that not everyone feels the way we do about…
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