Creig Scott, Author at SBInsure Agency

Jun 14

Simplifying OSHA Recordkeeping

By Creig Scott Commercial Insurance, osha compliance

The Key to Compliance and Workplace Safety Maintaining a safe working environment is a top priority for businesses of all sizes. However, the intricate web of Occupational Safety and Health Administration (OSHA) regulations, particularly the recordkeeping requirements, can be daunting.…

Mar 08

Controlling Your Workers' Compensation Premium Starts With Your Experience Modification Rate (EMR) - constrution men going over plans

Contractors: Eliminate Unnecessary Risk with a Subcontractor Agreement

By Creig Scott Commercial Insurance

Construction projects often involve a complex web of subcontractors, each contributing specialized skills and services. While subcontractors play a vital role in project execution — whether they provide trades like electricians and plumbers, site excavation, roofing, concrete finishing, or a…

Jan 04

Cyber Liability Insurance is Critical to Municipalities and Law Firms

By Creig Scott Personal Insurance

Imagine services for a city of nearly half a million people shuttered – nonemergency phone systems are inactive, weather monitoring and alarm systems don’t work on the brink of a severe winter storm, and data is being dumped onto the…

Aug 03

Controlling Your Workers’ Compensation Premium Starts With Your Experience Modification Rate (EMR)

By Creig Scott Business Insurance

If you’re a business owner in Missouri, you likely know that your company is required by law to carry workers’ compensation insurance if it employs five or more people, and construction companies are generally required to have it regardless of…

Jan 20

Are you prepared to electronically submit your OSHA logs in 2021?

By Creig Scott Business Insurance

Another year has started, and employers are preparing end of the year paperwork and must get ready to file their annual… OSHA 300A form! That is right, just like filing their annual tax returns, OSHA recordkeeping requirements state employers must…

Nov 18

Missouri Workers Compensation – Can a business owner exclude themself from a worker’s compensation policy?

By Creig Scott Business Insurance, Employee Benefits

Yes, the state of Missouri will allow a sole-proprietor, LLC member, and owners of a corporation (if there are less than two owners and they are the only employees) to exclude themself from a worker’s compensation policy. However, the better…

Sep 28

Will my personal auto insurance policy cover me driving a rental car?

By Creig Scott Personal Insurance

In 2018, the state of Missouri ranked as the 12th highest state in deer related auto accidents. There were over 38,000 incidents which breaks down to 1 in every 110 drivers. If you find yourself in an unfortunate incident after…

Jul 17

What Is Missouri Uninsured Motorist Coverage?

By Creig Scott Personal Insurance

Have you ever wondered what would happen if you were in a car wreck and the other driver did not have insurance? We understand it is hard to fathom, especially since Missouri law requires you to at least carry the…

Apr 27

Blog - Am I Required To Carry Workers Compensation In Missouri

Am I Required to Carry Workers Compensation In Missouri? Answer these 5 Questions to find out

By Creig Scott Business Insurance

When it’s time for a business owner to get insured, the questions we get most frequently are related to workers compensation. Here are a few of the most common: “Can I exclude myself from my own work comp?” “Can family…

Creig Scott

Simplifying OSHA Recordkeeping

Contractors: Eliminate Unnecessary Risk with a Subcontractor Agreement

Cyber Liability Insurance is Critical to Municipalities and Law Firms

Controlling Your Workers’ Compensation Premium Starts With Your Experience Modification Rate (EMR)

Are you prepared to electronically submit your OSHA logs in 2021?

Missouri Workers Compensation – Can a business owner exclude themself from a worker’s compensation policy?

Will my personal auto insurance policy cover me driving a rental car?

What Is Missouri Uninsured Motorist Coverage?

Am I Required to Carry Workers Compensation In Missouri? Answer these 5 Questions to find out

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