Small businesses often face a myriad of challenges that can significantly impact their operations. One crucial aspect that can help mitigate risks and provide a safety net for small enterprises is insurance. If you own a small business and haven’t…
This year, we’ve seen the landscape of worker safety evolve with emerging technologies, changing workplace dynamics, and a growing awareness of the importance of safeguarding employees. While safety trends have been steadily progressing, new challenges and opportunities are emerging for…
Business insurance coverage is an essential aspect of protecting a company’s assets and mitigating risks. However, the cost of business insurance can vary significantly from one company to another. Understanding the factors that drive insurance costs is crucial for businesses…
If you’re a business owner in Missouri, you likely know that your company is required by law to carry workers’ compensation insurance if it employs five or more people, and construction companies are generally required to have it regardless of…
Embarking on a construction project is an exciting and challenging endeavor. Whether you’re constructing a residential property, a commercial building, or even a renovation project, it’s crucial to safeguard your investment. One often overlooked aspect of construction projects is obtaining…
You’ve probably noticed an increase in stories about companies (and people) getting hacked recently. As a business owner, you should be paying extra close attention to these trends. For a business, getting hacked isn’t just a hassle. It could also…
Another year has started, and employers are preparing end of the year paperwork and must get ready to file their annual… OSHA 300A form! That is right, just like filing their annual tax returns, OSHA recordkeeping requirements state employers must…
Yes, the state of Missouri will allow a sole-proprietor, LLC member, and owners of a corporation (if there are less than two owners and they are the only employees) to exclude themself from a worker’s compensation policy. However, the better…
When it’s time for a business owner to get insured, the questions we get most frequently are related to workers compensation. Here are a few of the most common: “Can I exclude myself from my own work comp?” “Can family…
Restaurants, under normal circumstances, bring everyone together for lunch meetings, dinner dates, and to celebrate birthdays, anniversaries and promotions. If you’re like me with a busy family, a local restaurant is also the answer to the question “What’s for dinner?”…
