In 2018, the state of Missouri ranked as the 12th highest state in deer related auto accidents. There were over 38,000 incidents which breaks down to 1 in every 110 drivers. If you find yourself in an unfortunate incident after…
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September is National Preparedness Month, and there’s no better time to make a disaster preparedness plan or review yours if you already have one in place. While you may have advance notice of some disasters, such as hurricanes, others can…
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One of the guaranteed facts of life is there will be a day where either: 1.) A friend/family member will ask to borrow your car, or 2.) You will need to borrow someone else’s car There are so many reasons…
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Due to the increased driving exposures of working for a food delivery company or a rideshare service app, a personal auto policy will not cover you. This is because business use is excluded from a personal auto policy, leaving an…
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As we get closer to the fall season (at least in the midwest), there are lots of things we’ll miss about summer: barbeques, warm nights, and sunny days at the pool or the beach. One thing we won’t miss and…
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In our last couple videos, we have pointed out that every auto policy in the state of Missouri must have state minimum limits and why it’s not a wise decision to carry limits that low. Additionally, we’ve explained uninsured motorist…
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If gardening isn’t already one of your favorite at-home hobbies for the spring and summer seasons, you may want to consider giving it a try. It’s a great way to spend time outside, it can reap some yummy rewards if…
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Have you ever wondered what would happen if you were in a car wreck and the other driver did not have insurance? We understand it is hard to fathom, especially since Missouri law requires you to at least carry the…
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If you are carrying Missouri state minimum auto liability limits, it means your auto liability limits are $25,000/$50,000/$25,000 ($25,000 per person, $50,000 Per occurrence and $25,000 property damage) the lowest legal limit allowed by law. Auto limits this low can…
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It’s officially summer, and if you’re like us, you’re itching to get out there and enjoy the sun and warm weather. One of the best ways to do that is on the water! If boating is a part of your…
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